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Will life insurance pay for funerals?
Yes, as a convenient method of payment, most funeral homes will allow for an insurance assignment. This assignment transaction is processed by the funeral home, releasing only the funeral expenses to the funeral service provider, and with any remaining balance going directly to the beneficiary. The insurance assignment is an effective, convenient means in which to cover funeral expenses.
Keep in mind that it's very important to speak with your local funeral provider, to ensure that your insurance policy is applied to the type of funeral service you want. Simply having life insurance will not make the important decisions that must be made in regard to you funeral -- which funeral home will take care of the service, what types of service will be held, how much will be spent on the funeral service, etc. |
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